Detailed financial information
for better decision making
- PSD2-enabled analysis of consumer bank transaction data for decision making and risk management
- Easy integration into your existing processes
- State-of-the-art technology developed by leading consumer finance FinTech
Obtain a comprehensive and detailed overview of the financial situation of your customer
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- Automatic aggregation of all bank account data into a single overview
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- Customizable scorecard to quickly analyse creditworthiness
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- Detailed summary of monthly income and expenses
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- Monthly payment capacity calculations (based on the latest Vfn norms)
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- Ideal for consumer finance, credit management, leasing and subscription business models
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- Available as online report or via API
A proven technology accessible in seconds
Our state-of-the-art technology encompasses years of experience in bank transaction categorisation and underwriting of consumer loans.
- Consumers analysed
- 200,000+
- Bank transactions analysed
- 150,000,000+
- Hours saved
- 40,000+
Easy integration into your existing processes
Asking your customers to share financial information has never been safer and easier
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- Step 1
- Automatically or manually generate a Loanwise link and share the link with your customer via e.g. email or your customer portal.
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- Step 2
- Sharing of transaction data for your customer is as easy as making an online payment.
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- Step 3
- After completion your customer returns to your webpage.
Improve risk management and start lowering your costs
Loanwise Check
The Loanwise Check helps you determine the possibilities at the beginning of your process (before you start investing time)
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Check for payment problems
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Check for structural gambling
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Monthly payment capacity calculations (based on the latest Vfn norms)
Loanwise Report
The Loanwise Report helps you to improve the quality and speed of risk management processes and comply with rules and regulations.
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All information from Loanwise Check, plus
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Detailed scorecard
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Detailed overview of the financial situation
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Drill down to underlying bank transactions
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Monthly payment capacity calculation (based on the latest Vfn norms)
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Export functionality
